SAVITRI CAPITAL LIMITED(SCL)

MSME secured business loan.

Secured Business Loan

  • Loan Amount: ₹2,50,000 – ₹25,00,000
  • Tenure: 12 to 84 months
  • Use: Business Expansion, Working Capital, Commercial Purchase, Infrastructure Development etc.
  • Security in form of Residential, Commercial or Industrial Property
  • Fixed monthly EMIs

Frequently Asked Questions

MSME Secured Business Loan

MSME Secured Business loans are specially created loans for the small and micro businesses. These are designed to be in tune with unique requirements which small businesses encounter during various phases of their business. Typical business requirements include new product launch, warehousing needs, expansion to new locations, entering new product categories, hiring new employees, marketing and many more such business related needs

We provide secured loans to small entities. We facilitate all your needs like business expansion, technology up-gradation, working capital requirement, erection of building and sheds to name a few.

Your property can be a blessing in ways more than one. Unlock the hidden potential of your hard earned property by availing an easy loan against your residential or commercial property. Savitri Capital Limited offers a wide array of Property loans to meet financial expenses pertaining to your business or other requirements.

With a new age digital solution, Savitri Capital Limited Secured Loans provide a host of benefits and unique features completely customised to suit your needs. So if you have a dream or a goal, your property can help you achieve that in the most affordable way.

A Secured Loan from Savitri Capital Limited is a multi-purpose loan that can be availed by mortgaging your existing property in rural, semi-urban or urban locations.

We work with Petty traders, shopkeepers, wholesalers, farm equipment traders, Small & micro manufacturing enterprises, Self Employed Professionals etc

You can avail a Secured Business Loans for any business related purposes provided the end use is not for any speculative or prohibitive reasons.

Loan eligibility is usually calculated basis the repayment capacity of the borrower. Repayment capacity can be ascertained based on factors such as income, age, qualifications, spouse’s income, etc

We provide support for overall establishing of your business with quick and hassle free loans. We hold your hand through the entire process with utmost transparency. You can always expect easy and flexible payment terms with us. We give loans upto Rs 25 lacs. The typical tenor of these loans ranges from 12 moths to 84 moths.

 

The security for the loan will be the first mortgage of the property to be financed, normally by way of deposit of Title Deeds and/ or such other collateral security, as may be necessary. The title to the property has to be clear, marketable and free from encumbrance. In other words, there should not be any existing mortgage, loan or litigation which is likely to affect the title to the property adversely

The loan would be disbursed directly to your operating bank account or inform of DD/ Cheque as per process.

The loan can be for a maximum tenor of 7 Years or up to a maximum age of 70 years at maturity of the loan.

Repayment will commence in the month subsequent to the month in which the loan has been disbursed

The repayment of loan is done through Equated Monthly Instalments (EMI). It can be paid through CTS compliant Post Dated Cheques (PDC) or through Electronic Clearance System (ECS) or E-NACH.

Yes, you can repay your loan at any time during the loan tenor by paying a nominal fee as applicable